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insurance

insurance

October 5, 2023
Agency

3 Factors Driving Commercial Property Insurance Rates

The landscape of commercial property insurance has been steadily toughening over the past years, as indicated by the consistent rise in rates and the presence of challenging market conditions. These changes are primarily attributed to a range of trends that are contributing to increased costs within this sector. Listed below are several key factors that […]
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November 11, 2022
Agency

Understanding Independent Insurance Agents

Acquiring adequate insurance is critical for individuals, families and businesses to protect their finances and futures. Beyond assessing and understanding what types of insurance you need, you must know how to search for the best coverage. By understanding the different ways to shop for insurance, you may be able to find deals and coverage options […]
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December 21, 2021
Agency

3 Ways to Save on Business Insurance

This economy has been tough on many businesses, particularly small ones that don’t generate as much income as larger companies. However, insurance is still an important consideration for every business. Think about the costs of rebuilding after a fire or the losses incurred after an overnight theft. These expenses can quickly exceed the cost of […]
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July 15, 2021
Agency

Why Small Business Owners Need Liability Insurance

Small businesses have a huge incentive to protect their financial reserves; after all, it is key to their overall success strategy. They are also incredibly vulnerable to financial challenges, which include the risks of lawsuits lodged by third parties (I.e. customers) who claim that you caused them harm.  All businesses want to provide safe, secure […]
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June 18, 2021
Agency

10 Reasons to Review Your Life Insurance

As the months and years tick by, a family’s financial needs are in a constant state of flux. Because of these evolving needs, it’s important to review your life insurance policy after major events to ensure that you maintain the right amount of coverage to protect your family. But how do you know when it’s […]
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May 26, 2021
Agency

Home Care for the Common Cold and Flu

Many people visit the doctor even when they don’t need a doctor’s expertise to diagnose and treat their symptoms. The next time you or someone in your family has a cold or experiences flu-like symptoms (e.g., sore throat, runny nose, cough, dizziness, fever or muscle aches), it may be wise to try some home remedies […]
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April 28, 2021
Agency

What is Medical Malpractice?

Medical malpractice insurance is a form of professional liability insurance that specifically covers medical professionals. Medical professionals and organizations face a variety of unique dangers when it comes to operation that should be covered under insurance. Medical malpractice occurs when a patient is injured due to negligence from one or more medical professionals. Examples of […]
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March 8, 2021
Agency

Understanding Life Insurance Terms

Like many industries, the world of insurance has its own unique set of vocabulary to describe its products. Here are some basic terms to help you understand the world of insurance. The Basics of Life Insurance Terms  A Helpful Glossary of Common Policy Types and Terms  Beneficiary: The person or party named by the owner […]
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February 22, 2021
Agency

The Importance of Industry Specific Insurance Benefits

No two businesses are alike, which is why every one of them needs very specific insurance benefits. Still, before you can consider the cove rage necessary for your business in particular, you must consider the overarching coverage needs of any business in your industry.   It’s important to consider your industry when selecting your coverage […]
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